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Advancing
the frontier of
credit analytics

We Take Pride in Our Numbers

15

Years of Innovation

20+

Pioneering

Publications

130K

Firms' Credit Assessemnt

20+

Institutional Clients

Worldwide

1

Industry Awards

Foggy Mountain View

For years we called ourselves an advanced credit analytics company. But AI forced us to rethink what "analytics" even means. AI is powerful when the future resembles the past — yet in credit risk, that assumption breaks exactly when it matters most. 2008 didn't look like the past. COVID didn't look like the past.

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So we redefined ourselves: Credit Science, AI-Amplified. Science is our foundation for predicting the unknown. AI is the tool that scales it.

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We're building our new home at criat.ai. It's still taking shape — but the thinking is clear, and we wanted to share it now rather than later.

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Awarded for
Industry Excellence

What We Offer

Dynamic Credit Assessment

From listed giants to private enterprises, our dynamic credit assessment delivers daily-updated, forward-looking predictions powered by financials, macro data, and market intelligentce.

Proactive Early Warning

Stay ahead of the curve — our trusted signals help you safeguard alpha and prevent losses before they happen.

Comprehensive Risk Analysis

Effortlessly visualize and analyze credit risk across firms, sectors, and countries globally — fast, intuitive, and built for confident decisions.

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Smart Scenario Analysis

Assess the impact of stress scenarios on firms and portfolios with fast, intuitive outputs — designed for transparency and timely decision-making.

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From Research to Real-World Impact

Criat Powers Innovation for Global Financial Leaders

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About us

  • Our Mission: solving ‘too much data, too little intelligence’

  • Established in 2017 as a spin-off from NUS

  • Based in Singapore and Shanghai

  • Recognized for our pioneering 3rd gen credit risk model - Forward Intensity Model (FIM)

  • Industry experts in credit risk, led by world-class scientists

  • Leveraging leading scientific research to shift the paradigm of industry practice

Speak to our team

Interested in learning more about our offerings?
Our specialists are ready to help.

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