From data to decision — Criat PD Suite makes credit evaluation effortless.
Key Features
Dynamic and Forward-Looking
Silicon Valley Bank
By Q1 2022, SVB’s PD level had surpassed the 90th percentile of the entire US banking industry, with PDiR standing at BB+. Concurrently, Moody’s assigned an A3 rating, and S&P gave a BBB- rating.
From May to June 2022, considering the overall macroeconomic situation in the US and the latest financial reports published by SVB Financial Group, our PDiR dropped from BB+ to BB.
From October to November 2022, influenced by the ongoing tightening of monetary policy in the US, Criat’s PD model, taking into account the latest financial statements, downgraded SVB’s PDiR from BB- to B+.
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Criat PD and Implied Rating
Criat's dynamic, forward-looking PD quantifies a firm's solvency over time horizons from 1mth to 5 yrs by evaluating the stages of the credit cycle, region, industry, and firm-specific factors.
Criat Credit Cycle Index
(CCCI)
Criat Credit Cycle Index measures the aggregate credit risk of an economy/industry via a bottom-up approach to represent the healthiness and vulnerability of the credit market.
PD Derived Metrics
PD Derived Metrics provides a detailed breakdown of the factors contributing to default risks to better understand the macro and company-specific driving forces that impact credit model outputs.
Flexible Delivery Services
Data Feeds
Delivery Options
SFTP | API | S3 | EMAIL
Website
Intelligent Risk Analysis Platform
Partner Integration
