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From data to decision — Criat PD Suite makes credit evaluation effortless.

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Key Features

Global Coverage

PUBLIC MARKETs

45,040

~ 100%

Public Firms

37,951

> 80%

Bond Issuers

Active PDs

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PRIVATE Markets

 78 

6,232,278*

Region-Industry 

Models

Private Firms

with Financials

* Criat partners with FactSet to provide private firm financials 

Dynamic and Forward-Looking

Silicon Valley Bank

By Q1 2022, SVB’s PD level had surpassed the 90th percentile of the entire US banking industry, with PDiR standing at BB+. Concurrently, Moody’s assigned an A3 rating, and S&P gave a BBB- rating.

From May to June 2022, considering the overall macroeconomic situation in the US and the latest financial reports published by SVB Financial Group, our PDiR dropped from BB+ to BB.

From October to November 2022, influenced by the ongoing tightening of monetary policy in the US, Criat’s PD model, taking into account the latest financial statements, downgraded SVB’s PDiR from BB- to B+.

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Leading-Edge Forward Intensity Model

Scientific Foundataion

Since 2012 —

A next-gen proprietary model, evolving with

AI & machine learning advancements 

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Criat PD and Implied Rating

   

Criat's dynamic, forward-looking PD quantifies a firm's solvency over time horizons from 1mth to 5 yrs by evaluating the stages of the credit cycle, region, industry, and firm-specific factors.

Criat Credit Cycle Index
(CCCI)

Criat Credit Cycle Index measures the aggregate credit risk of an economy/industry via a bottom-up approach to represent the healthiness and vulnerability of the credit market.

PD Derived Metrics

PD Derived Metrics provides a detailed breakdown of the factors contributing to default risks to better understand the macro and company-specific driving forces that impact credit model outputs.

Graphic Shapes

Flexible Delivery Services

Data Feeds

Delivery Options
SFTP | API | S3 | EMAIL

Website

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Intelligent Risk Analysis Platform​

Partner Integration

In-Depth Analysis at Your Fingertips

Meeting

iRAP Globalplus

Covering global public firms

iRAP X

New Version, Covering global public firms and bond issuers

iRAP China

Specific for China bond issuers

iRAP Private*

APAC private firms

*Coming Soon

Applications

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