Credit Investing
Evolving from reactive defense to proactive value discovery: Navigating default risk with forward-looking intelligence.
Target Clients
01. Banks
Development banks, Commercial banks
02. Asset Managers
Hedge Funds, Mutual Funds, Multi-Family Offices
03. Asset Owners
Insurance Companies, Pension Funds, Sovereign Wealth Funds, Endowments/ Foundations
Solutions Overview
Legacy ratings may fail when you need them most. Don't wait for a formal default to trigger a liquidity trap; preempt credit deterioration with Criat’s real-time, AI-driven probability insights before your capital evaporates.
Pre-Investment
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Filter bonds using proprietary PD models and fair value insights.
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Optimize portfolios with precise risk-adjusted performance benchmarks.
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Deploy full-stack quantitative tools for data-backed investment strategies.
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Refine hypotheses through rigorous historical backtesting and simulations.
Post-Investment
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Identify specific risk drivers with dynamic dashboards and reports.
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Detect credit deterioration early to mitigate losses before materialization.
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Receive tailored, high-frequency signals via customized automated workflows.
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Leverage Agentic AI for automated root-cause and peer-group analysis.
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Access in-depth monthly reports to support senior management decisions.
Post-Investment
Legacy ratings may fail when you need them most. (我们的solution带给客户的benefits overview)
Portfolio Risk Monitoring
Throughout Portfolio Monitoring
Move beyond nominal exposure. Visualize Risk-Weighted Exposure to identify which sectors or issuers are disproportionately driving your portfolio's Expected Loss (EL).发现 Portfolio Credit Risk 风险点.提供改进的Recommendation
Deep Analytics Reports
Quarterly/monthly in-depth reports to help clients understand portfoliorisk and provide recommendation to improve risk-return.
Daily Monitoring Dashboard
Key monitoring tables and charts updated daily/weekly for timely
insights.
Credit Early Warning
Digital Experts
Quarterly/monthly in-depth reports to help clients understand portfoliorisk and provide recommendation to improve risk-return.规避信用风险重大损失，提供决策所需关键information&insights
Daily Risk Signals
Customizable alerts delivered via dashboards or email for individual firms
Accurate Risk Diagnosis
Deep risk analysis including root-cause analysis, peer comparisonanalysis, and macro-impact analysis. (Agentic AI solution currently under development)
Pre-Investment
Legacy ratings may fail when you need them most. (我们的solution带给客户的benefits overview)
Alpha-Driven Bond Solution
Bond Selection
Leveraging dynamic default prediction and fair value models to capture risk-adjusted alpha in bond picking.
Quantitative Strategy Implementation
Enhancing returns through systematic backtesting and data-driven portfolio optimization for superior strategy execution.
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Definitive Joint Solutions
Criat × FactSet: The Command Center
We have injected Criat’s proprietary Forward Intensity Model (FIM) directly into the FactSet PA (Portfolio Analysis) and MAC (Multi-Asset Class) ecosystems.
Criat × CreditSights: The Intelligence Synthesis
A powerhouse convergence of CreditSights’ world-renowned fundamental analysis and Criat’s 100% data-driven risk term structures.
