We Take Pride in Our Numbers
15
Years of Innovation
20+
130K
20+
Pioneering
Publications
Firms' Credit Assessemnt
Institutional Clients
Worldwide
Industry Awards
130K
20+
Firms' Credit Assessemnt
Institutional Clients
Worldwide
1
Awarded for
Industry Excellence
For years we called ourselves an advanced credit analytics company. But AI forced us to rethink what "analytics" even means. AI is powerful when the future resembles the past — yet in credit risk, that assumption breaks exactly when it matters most. 2008 didn't look like the past. COVID didn't look like the past.
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So we redefined ourselves: Credit Science, AI-Amplified. Science is our foundation for predicting the unknown. AI is the tool that scales it.
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We're building our new home at criat.ai. It's still taking shape — but the thinking is clear, and we wanted to share it now rather than later.
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[] [Visit criat.ai →]
What We Offer
From Research to Real-World Impact
Criat Powers Innovation for Global Financial Leaders
About us
Founded in 2017 as a spin-off from NUS and with bases in Singapore and Shanghai, we are on a mission to solve the challenge of "too much data, too little intelligence". Backed by a team of industry experts in credit risk, led by world-class scientists, we are recognized for our pioneering 3rd generation credit risk model – the Forward Intensity Model (FIM) – and are committed to leveraging leading scientific research to shift the paradigm of industry practice.