Credit Analytics Expert by Your Side

NUS Spin-Off

A spin-off company from the world-renowned center - Credit Research Initiative (CRI) at the National University of Singapore

Intensified Experience

Years of experience in delivering
sophisticated solutions to financial
institutions globally (e.g., IMF, World Bank, banks and insurance companies) by bridging
scientific research and industry
practice

Leading Research

A highly-recognized team with top

research publications in Journal of Econometrics, Review of Financial Studies, Journal of Business and
Economic Statistics, Management Science, Mathematical Programming, Journal of Banking and Finance, etc

Service Alliance

Closely collaborate with other
service partners and professionals
to provide enhanced services to
clients

Shaping the Future of Credit Analytics

2009

Academic Roots

Prof. Duan establishes the NUS Credit Research Initiative (CRI), creating the research engine and default database that later powers Criat’s forward-looking credit risk models.

2019

Criat Founded

Criat is established in Singapore as a spin-off from NUS, commercialising cutting-edge PD and credit analytics for global banks, insurers and investors, with offices in Singapore and Shanghai.

2022

iRAP Global Launch

Launch of iRAP Global, our intelligent credit-risk radar delivering daily updated, forward-looking PDs and credit insights on 130,000 public firms across 130+ economies and industries.

2024

Next-Generation Platforms....

Roadmap to roll out iRAP Global Plus and iRAP X, expanding our AI-driven analytics and scenario tools to serve both sell-side lenders and buy-side investors with even deeper credit intelligence.